[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lotmat.cz\/penez-nebyva-dost\/#Article","mainEntityOfPage":"https:\/\/www.lotmat.cz\/penez-nebyva-dost\/","headline":"Pen\u011bz neb\u00fdv\u00e1 dost","name":"Pen\u011bz neb\u00fdv\u00e1 dost","description":"Jestli maj\u00ed pen\u00edze n\u011bjakou neblahou vlastnost, pak je to jednak vliv inflace a jednak skute\u010dnost, \u017ee n\u00e1m tyto n\u011bkdy nesta\u010d\u00ed. A kdy\u017e n\u011bkomu z n\u00e1s lid\u00ed pen\u00edze nesta\u010d\u00ed, marn\u011b se m\u016f\u017ee ut\u011b\u0161ovat t\u00edm, \u017ee mu inflace nem\u016f\u017ee znehodnocovat to, co zkr\u00e1tka nem\u00e1. Pen\u00edze jsou n\u00e1m prost\u011b pot\u0159eba a m\u00edt bychom je m\u011bli. Jinak n\u00e1\u0161 \u017eivot&hellip; <br> <a class=\"read-more\" href=\"https:\/\/www.lotmat.cz\/penez-nebyva-dost\/\">Read more<\/a>","datePublished":"2025-12-15","dateModified":"2025-12-15","author":{"@type":"Person","@id":"https:\/\/www.lotmat.cz\/author\/#Person","name":"lotmat.cz","url":"https:\/\/www.lotmat.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lotmat.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lotmat.cz\/wp-content\/uploads\/ppppppppppppppppppp_10_10_10_10_9.jpg","url":"https:\/\/www.lotmat.cz\/wp-content\/uploads\/ppppppppppppppppppp_10_10_10_10_9.jpg","height":0,"width":0},"url":"https:\/\/www.lotmat.cz\/penez-nebyva-dost\/","about":["Finance"],"wordCount":447,"articleBody":"       Jestli maj\u00ed pen\u00edze n\u011bjakou neblahou vlastnost, pak je to jednak vliv inflace a jednak skute\u010dnost, \u017ee n\u00e1m tyto n\u011bkdy nesta\u010d\u00ed. A kdy\u017e n\u011bkomu z n\u00e1s lid\u00ed pen\u00edze nesta\u010d\u00ed, marn\u011b se m\u016f\u017ee ut\u011b\u0161ovat t\u00edm, \u017ee mu inflace nem\u016f\u017ee znehodnocovat to, co zkr\u00e1tka nem\u00e1. Pen\u00edze jsou n\u00e1m prost\u011b pot\u0159eba a m\u00edt bychom je m\u011bli. Jinak n\u00e1\u0161 \u017eivot za moc nestoj\u00ed. Pen\u00edze si tedy zpravidla vyd\u011bl\u00e1v\u00e1me. Dost\u00e1v\u00e1me je za pr\u00e1ci, kterou odv\u00e1d\u00edme pro n\u011bkoho jin\u00e9ho. Ale to neznamen\u00e1, \u017ee dostaneme v\u017edycky takovou finan\u010dn\u00ed odm\u011bnu, jakou pot\u0159ebujeme. N\u011bkdy na\u0161e platy nejsou takov\u00e9, abychom jimi zvl\u00e1dali bez probl\u00e9m\u016f platit za v\u0161echno, co je n\u00e1m zapot\u0159eb\u00ed. A pak zkr\u00e1tka mus\u00edme n\u011bjak \u0159e\u0161it nedostatek pen\u011bz, kter\u00fd na n\u00e1s dol\u00e9h\u00e1.\u0158e\u0161en\u00ed finan\u010dn\u00edch probl\u00e9m\u016f se ur\u010dit\u011b naj\u00edt d\u00e1. Aspo\u0148 tedy v p\u0159\u00edpad\u011b mnoha lid\u00ed. Jen\u017ee jsou mezi n\u00e1mi i ti, kdo to nemaj\u00ed ani trochu snadn\u00e9. Kdo pen\u00edze nav\u00edc sh\u00e1n\u011bj\u00ed, ale ne a ne je sehnat. Z\u00e1le\u017e\u00ed toti\u017e na mo\u017enostech a podm\u00ednk\u00e1ch, v nich\u017e se nach\u00e1z\u00edme. N\u011bkdo t\u0159eba bez probl\u00e9m\u016f se\u017eene rychl\u00fd p\u0159iv\u00fdd\u011blek nebo t\u0159eba s\u00e1hne na \u00faspory, kter\u00e9 m\u00e1. A je po probl\u00e9mu. Jin\u00fd po\u017e\u00e1d\u00e1 o n\u011bjakou p\u016fj\u010dku, kterou shled\u00e1v\u00e1 dostate\u010dn\u011b v\u00fdhodnou, dostane ji a probl\u00e9m je rovn\u011b\u017e vy\u0159e\u0161en, proto\u017ee pak u\u017e jenom \u010dasem takov\u00e9 pen\u00edze vr\u00e1t\u00ed. Jen\u017ee co ti, kdo nemaj\u00ed \u00faspory, nevyd\u011blaj\u00ed si v\u010das dal\u0161\u00ed a jsou v bance odm\u00edtnuti s t\u00edm, \u017ee tak nedokonal\u00fdm \u017eadatel\u016fm, jako jsou oni, nelze vyhov\u011bt? S t\u011bmi to p\u0159ece vypad\u00e1 tak bled\u011b! Ale ani v p\u0159\u00edpad\u011b takov\u00fdch lid\u00ed bych se je\u0161t\u011b neb\u00e1l toho, co p\u0159ijde. I ti maj\u00ed je\u0161t\u011b nad\u011bji, \u017ee aspo\u0148 n\u011bjakou dost v\u00fdhodnou p\u016fj\u010dku se\u017eenou. Ale mus\u00ed v\u011bd\u011bt, kde sh\u00e1n\u011bt, a mus\u00ed m\u00edt n\u011bjakou svou nemovitost. V takov\u00e9m p\u0159\u00edpad\u011b se d\u00e1 v\u00fdhodn\u011b sehnat americk\u00e1 hypot\u00e9ka nebankovn\u00ed, kter\u00e1 pom\u016f\u017ee i t\u011bm, jim\u017e by banky nikdy nepomohly. D\u00edky z\u00e1ruce v podob\u011b nemovitosti se tu toti\u017e pen\u00edze poskytuj\u00ed ochotn\u011b. A tak\u00e9 rychle a v\u00fdhodn\u011b. A to d\u00e1v\u00e1 nad\u011bji na norm\u00e1ln\u00ed \u017eivot mnoh\u00fdm z n\u00e1s.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u011bz neb\u00fdv\u00e1 dost","item":"https:\/\/www.lotmat.cz\/penez-nebyva-dost\/#breadcrumbitem"}]}]